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Annuity

Building Your Own Pension: How Annuities Can Secure Your Retirement

Annuities is a powerful tool that can provide you with a steady stream of income throughout your retirement.

Blended Life Insurance

Why Blending Permanent and Term Life Insurance Makes Sense

Blended life insurance is a strategy that offers a winning combination of affordability and long-term security.

Buy-Sell

A Buy-Sell Arrangement that Benefits the Living and the Dead

 A Plan that Helps Business Owners Leverage Business Insurance Assets to Solve Their Need for Long-Term Care Coverage.

Cash Value

Cash-Value Life Insurance with Living Benefits

cash-value life insurance offers a unique set of advantages: it protects your family while building cash value you can access later in life

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Why Term Life Insurance with Chronic Illness Riders Makes Sense

term life insurance with chronic illness riders offers peace of mind and a layer of protection.

Cup of Coffee

Why Term Life Insurance Might Cost Less Than Your Coffee Habit

The national average for a fancy latte can be around $5. Over a month, that’s $150 – enough to cover a decent term life insurance policy for a young, healthy person.

Disability

Why Disability Insurance is Essential for Professionals

Your ability to work is your most valuable asset. But what happens if an illness or injury prevents you from doing your job?

Final Expense

Why Final Expense Life Insurance Gives You (and Your Loved Ones) Peace of Mind

Final expense life insurance can be a valuable tool to ease the financial burden on your loved ones when you’re gone.

Individual Insurance

Why You Need Personal Life Insurance on Top of Employer Coverage

Employer-provided life insurance is a valuable benefit, but it shouldn’t be your only safety net.

Key Person Insurance

Protecting Your Business with Key Person Insurance

Key person insurance protects your business in case one of those irreplaceable parts – a key employee – is unexpectedly removed.

Mortgage protection

Beyond the Mortgage: Financial Security

life insurance is the ultimate protection plan for homeowners. It’s more than just safeguarding your family’s financial future; it’s about ensuring your castle stays theirs.

Non Working Spouse

Don’t Forget About Life Insurance for Stay-at-Home Spouses

Most people think of life insurance as a way to replace a breadwinner’s income if they die. But staying home to raise kids, manage the house, and take care of everything else that keeps a family running is a huge job too.

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Why Life Insurance Policy Reviews Are Crucial

Remember, life insurance is a long-term commitment. Regular reviews ensure your policy remains a valuable asset, protecting your loved ones and providing peace of mind for you.

Living Benefits

WOMEN HAVE THE MOST TO GAIN WITH LIVING BENEFITS LIFE POLICIES

In the United States, an estimated 58% of women age 65 and older will need long-term care during their lifetimes.  That is compared to 47% for men in that age group. 

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Long Term Care insurance protects more than just dignity

Long term care life insurance hedges against the rising cost of care in the United States.  Beyond preserving the dignity of those afflicted, LTC insurance also protects liquidity.