The cost of insurance is significantly less than the cost of taxation

Most people understand the benefits of diversifying investments among asset classes to help manage the risk and return of a retirement plan. But diversification can also be used to help manage the tax treatment of retirement assets – resulting in the potential for higher net income during retirement years. 

Using an index universal life insurance policy designed to maximize your client’s tax-advantaged accumulation while providing life insurance benefits to their loved ones, is an option you should be offering.